:root{--navy:#0B1F3A;--navy2:#12345B;--blue:#1677C8;--blue-d:#0F5FA3;--bg:#F5F8FC;--text:#142033;--muted:#5D6878;--line:#DCE4EE;--red:#C2310F;--red-d:#9E250A;--r:12px;--max:1120px}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:76px}
body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--text);background:#fff;overflow-x:hidden}
img,svg{max-width:100%;height:auto}
a{color:var(--blue-d)}a:hover{color:var(--navy)}
h1,h2,h3{color:var(--navy);line-height:1.2;margin:0 0 .6rem;overflow-wrap:break-word}
h1{font-size:clamp(1.65rem,6.4vw,2.7rem);letter-spacing:-.01em}
h2{font-size:clamp(1.4rem,4.6vw,2rem)}h3{font-size:1.1rem}
p{margin:0 0 1rem}ul,ol{padding-left:1.25rem;margin:0 0 1rem}li{margin-bottom:.35rem}
:focus-visible{outline:3px solid var(--blue);outline-offset:2px;border-radius:4px}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:.6rem 1rem;z-index:100}.skip:focus{left:0}
.wrap{max-width:var(--max);margin:0 auto;padding:0 1rem}
.sec{padding:2.25rem 0}.alt{background:var(--bg)}
.lead{font-size:1.06rem;color:var(--muted);max-width:46rem}
.eyebrow{display:block;font-size:.8rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--blue-d);margin-bottom:.4rem}
.ic{width:1.25em;height:1.25em;fill:none;stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;flex:none;vertical-align:-.22em}
/* header */
.hdr{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;gap:.5rem;min-height:60px}
.brand{display:flex;align-items:center;gap:.55rem;text-decoration:none;color:var(--navy);min-width:0}
.brand img{width:38px;height:38px;flex:none}
.brand b{display:block;font-size:.98rem;line-height:1.1;letter-spacing:.01em}.brand small{display:block;font-size:.72rem;color:var(--blue-d);font-weight:700;letter-spacing:.02em}
.hdr-r{display:flex;align-items:center;gap:.4rem}
.ph-btn{display:inline-flex;align-items:center;justify-content:center;min-width:46px;min-height:46px;border-radius:10px;background:var(--blue-d);color:#fff;text-decoration:none;font-weight:700;gap:.4rem}
.ph-btn span{display:none}
.menu-btn{min-width:46px;min-height:46px;border:1px solid var(--line);background:#fff;border-radius:10px;color:var(--navy);display:inline-flex;align-items:center;justify-content:center;cursor:pointer}
.menu-btn .x{display:none}.menu-btn[aria-expanded=true] .x{display:block}.menu-btn[aria-expanded=true] .m{display:none}
#site-nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);max-height:calc(100vh - 62px);overflow:auto;padding:.5rem 1rem 1rem}
#site-nav.open{display:block}
#site-nav ul{list-style:none;margin:0;padding:0}#site-nav li{margin:0}
#site-nav a{display:block;padding:.8rem .25rem;color:var(--navy);font-weight:600;text-decoration:none;min-height:46px}
#site-nav .sub{padding-left:.9rem;border-left:3px solid var(--bg)}#site-nav .sub a{font-weight:500;color:var(--text);padding:.65rem .25rem}
#site-nav>ul>li>a{border-top:1px solid var(--line)}#site-nav>ul>li:first-child>a{border-top:0}
.cv{display:none}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;min-height:50px;padding:.75rem 1.3rem;border-radius:10px;font-weight:700;font-size:1.02rem;text-decoration:none;border:2px solid transparent;cursor:pointer;font-family:inherit;line-height:1.2;text-align:center}
.btn-call{background:var(--blue-d);color:#fff}.btn-call:hover{background:var(--navy);color:#fff}
.btn-est{background:#fff;color:var(--navy);border-color:var(--navy)}.btn-est:hover{background:var(--navy);color:#fff}
.btn-em{background:var(--red);color:#fff}.btn-em:hover{background:var(--red-d);color:#fff}
.btn-w{background:#fff;color:var(--navy)}.btn-w:hover{background:var(--bg);color:var(--navy)}
.btn-ow{background:transparent;color:#fff;border-color:#fff}.btn-ow:hover{background:#fff;color:var(--navy)}
.btns{display:flex;flex-direction:column;gap:.7rem;margin:1.1rem 0 0}
/* hero */
.hero{padding:1.25rem 0 1.5rem;background:linear-gradient(180deg,#fff 0,var(--bg) 100%)}
.hero .wrap{display:grid;gap:1.25rem}.hero p.sub{font-size:1.06rem;color:var(--muted);margin:0}
.hero-img{display:none}
.crumbs{font-size:.86rem;color:var(--muted);margin:0 0 .6rem}.crumbs ol{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:.25rem}.crumbs li{margin:0}.crumbs li+li::before{content:"/";margin-right:.25rem;color:#9aa6b6}.crumbs a{color:var(--muted)}
.strip{background:var(--navy);color:#e8f0fa;font-size:.92rem}.strip .wrap{display:flex;gap:.6rem;align-items:flex-start;padding-top:.75rem;padding-bottom:.75rem}.strip strong{color:#fff}
/* cards & grids */
.grid{display:grid;gap:.9rem;margin-top:1.1rem}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.1rem;display:block;color:inherit;text-decoration:none}
.alt .card{background:#fff}
a.card:hover{border-color:var(--blue);box-shadow:0 4px 14px rgba(11,31,58,.08)}
.card h3{display:flex;gap:.5rem;align-items:center;margin-bottom:.4rem}.card h3 .ic{color:var(--blue)}.card p{margin:0;color:var(--muted);font-size:.96rem}
.card .more{display:inline-block;margin-top:.55rem;font-weight:700;color:var(--blue-d);font-size:.93rem}
.card.em{border-color:#f0c4b8;background:#fff8f6}.card.em h3 .ic{color:var(--red)}
.pri{border:2px solid var(--blue)}
.steps{counter-reset:s;list-style:none;padding:0}.steps li{counter-increment:s;position:relative;padding-left:3rem;margin-bottom:1rem}
.steps li::before{content:counter(s);position:absolute;left:0;top:0;width:2.2rem;height:2.2rem;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center}
.steps strong{color:var(--navy)}
.checks{list-style:none;padding:0}.checks li{padding-left:1.7rem;position:relative}.checks li::before{content:"";position:absolute;left:0;top:.45em;width:.9rem;height:.5rem;border-left:3px solid var(--blue);border-bottom:3px solid var(--blue);transform:rotate(-45deg)}
.note{background:var(--bg);border-left:4px solid var(--blue);padding:.9rem 1rem;border-radius:0 var(--r) var(--r) 0;margin:1.1rem 0}.note p:last-child{margin:0}
.warn{background:#fff8f6;border-left-color:var(--red)}
.two{display:grid;gap:1.5rem}
.prose{max-width:46rem}.prose h2{margin-top:1.8rem}.prose h3{margin-top:1.2rem}
.tags{display:flex;flex-wrap:wrap;gap:.5rem;list-style:none;padding:0}.tags li{margin:0}.tags a{display:inline-block;padding:.55rem .9rem;border:1px solid var(--line);border-radius:99px;background:#fff;text-decoration:none;font-weight:600;font-size:.94rem;color:var(--navy);min-height:44px;line-height:1.7}.tags a:hover{border-color:var(--blue)}
/* map */
.map{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:.5rem}.map svg{display:block;width:100%;height:auto}.map figcaption{font-size:.83rem;color:var(--muted);padding:.4rem .5rem .2rem}
.map-bd{fill:#EEF4FB;stroke:#CBDAEA}.map-rd{stroke:#CBDAEA;stroke-width:6;fill:none}.map-dot{fill:#1677C8}.map-dot.on{fill:#0B1F3A}.map-lb{font:600 15px system-ui,Arial,sans-serif;fill:#142033}.map-lb.on{font-weight:800}.map-mt{fill:#DCE7F3}
/* form */
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.15rem;box-shadow:0 6px 24px rgba(11,31,58,.07)}
.fg{margin-bottom:.9rem}.fg label{display:block;font-weight:600;font-size:.94rem;margin-bottom:.25rem;color:var(--navy)}.fg .opt{font-weight:400;color:var(--muted)}
.fg input,.fg select,.fg textarea{width:100%;min-height:48px;padding:.65rem .8rem;border:1.5px solid #AEBBCC;border-radius:10px;font:inherit;font-size:16px;color:var(--text);background:#fff}
.fg textarea{min-height:96px;resize:vertical}.fg input:focus,.fg select:focus,.fg textarea:focus{outline:3px solid rgba(22,119,200,.35);border-color:var(--blue)}
.frow{display:grid;gap:0}
.hp{position:absolute;left:-9999px;height:0;overflow:hidden}
.fine{font-size:.84rem;color:var(--muted);margin:.8rem 0 0}.form-msg{margin-top:.8rem;font-weight:600;color:var(--red)}
.form-card .btn{width:100%}
/* faq */
.faq details{border:1px solid var(--line);border-radius:var(--r);background:#fff;margin-bottom:.6rem}.faq summary{cursor:pointer;padding:.95rem 2.6rem .95rem 1rem;font-weight:700;color:var(--navy);list-style:none;position:relative;min-height:48px}
.faq summary::-webkit-details-marker{display:none}.faq summary::after{content:"+";position:absolute;right:1rem;top:.7rem;font-size:1.4rem;line-height:1;color:var(--blue)}.faq details[open] summary::after{content:"\2212"}.faq .ans{padding:0 1rem 1rem}.faq .ans p:last-child{margin:0}
/* cta band */
.band{background:var(--navy);color:#fff;padding:2.25rem 0;text-align:center}.band h2{color:#fff}.band p{color:#cfdcec;max-width:38rem;margin:0 auto 0}.band .btns{align-items:center;justify-content:center}
/* footer */
.ft{background:#081628;color:#b9c7da;font-size:.95rem}.ft a{color:#e4edf8}.ft a:hover{color:#fff}.ft h3{color:#fff;font-size:.95rem;text-transform:uppercase;letter-spacing:.06em}
.ft-g{display:grid;gap:1.5rem;padding:2.25rem 0 1.5rem}.ft ul{list-style:none;padding:0}.ft li a{display:inline-block;padding:.25rem 0}
.ft-brand{display:flex;gap:.6rem;align-items:center;color:#fff;font-weight:800;margin-bottom:.6rem}.ft-brand img{width:40px;height:40px}
.disc{border-top:1px solid #1e3350;padding:1.25rem 0;font-size:.92rem;line-height:1.65;color:#c3d0e1}.disc strong{color:#fff}
.soc{border-top:1px solid #1e3350;padding:1rem 0;display:flex;gap:.8rem;flex-wrap:wrap}
.copy{border-top:1px solid #1e3350;padding:1rem 0 1.25rem;font-size:.85rem}
/* mobile sticky bar */
.mbar{position:fixed;left:0;right:0;bottom:0;z-index:60;display:grid;grid-template-columns:1fr 1fr;gap:.5rem;padding:.55rem .6rem calc(.55rem + env(safe-area-inset-bottom));background:#fff;border-top:1px solid var(--line);box-shadow:0 -4px 14px rgba(11,31,58,.1)}
.mbar .btn{min-height:50px;padding:.5rem}
body{padding-bottom:calc(72px + env(safe-area-inset-bottom))}
.thanks{text-align:center;padding:3rem 0}
@media(min-width:600px){.grid.c2,.grid.c3{grid-template-columns:repeat(2,1fr)}.btns{flex-direction:row;flex-wrap:wrap}.frow{grid-template-columns:1fr 1fr;gap:.9rem}.ph-btn span{display:inline}.ph-btn{padding:0 .9rem}}
@media(min-width:900px){
 body{padding-bottom:0}.mbar{display:none}.menu-btn{display:none}.sec{padding:3.25rem 0}
 .hdr .wrap{min-height:72px}.brand img{width:44px;height:44px}.brand b{font-size:1.08rem}
 #site-nav{display:block;position:static;border:0;padding:0;max-height:none;overflow:visible}
 #site-nav>ul{display:flex;gap:.1rem;align-items:center}#site-nav>ul>li{position:relative}
 #site-nav>ul>li>a{border:0;padding:.5rem .7rem;font-size:.96rem;border-radius:8px;min-height:44px;display:flex;align-items:center;gap:.25rem}
 #site-nav>ul>li>a:hover{background:var(--bg)}
 .cv{display:inline-block;width:.8em;height:.8em}
 #site-nav .sub{display:none;max-height:75vh;overflow:auto;position:absolute;top:100%;left:0;min-width:270px;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:0 12px 30px rgba(11,31,58,.14);padding:.4rem;border-left:1px solid var(--line)}
 #site-nav li:hover>.sub,#site-nav li:focus-within>.sub{display:block}
 #site-nav .sub a{padding:.55rem .75rem;border-radius:8px}#site-nav .sub a:hover{background:var(--bg)}
 .hero{padding:3rem 0 3.25rem}.hero .wrap{grid-template-columns:1.15fr .85fr;align-items:center;gap:2.5rem}.hero-img{display:block}
 .btns{margin-top:1.4rem}
 .grid.c3{grid-template-columns:repeat(3,1fr)}.two{grid-template-columns:1fr 1fr;align-items:start;gap:2.5rem}
 .ft-g{grid-template-columns:1.4fr 1fr 1fr 1fr}.form-card{padding:1.6rem}.form-card .btn{width:auto;min-width:240px}
}
@media(min-width:1100px){.grid.c4{grid-template-columns:repeat(4,1fr)}}
@media(min-width:600px) and (max-width:899px){.grid.c4{grid-template-columns:repeat(2,1fr)}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
@media print{.mbar,.hdr,.band{display:none}}
.brand small,.ph-btn,#site-nav a{white-space:nowrap}
@media(min-width:900px) and (max-width:1199px){.ph-btn span{display:none}.ph-btn{padding:0;min-width:46px}#site-nav>ul>li>a{padding:.5rem .45rem;font-size:.92rem}}
@media(min-width:1200px){#site-nav>ul>li>a{padding:.5rem .65rem}}